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About the Industry State of the State: Louisiana Property/Casualty Insurance Market

Triple-I’s State of the State: Louisiana Property/Casualty Insurance Market examines how legal reforms, increased insurer competition, and investments in disaster resilience are contributing to lower personal auto insurance rates and slower homeowners insurance rate growth. See also: Triple-I Blog.

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Ohio Joins National Push to Reform Third-Party Litigation Funding
About the Industry State of the Tech: NAIC Demonstrating Governance Key as Agentic AI Evolves
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Triple-I chart of the week: How P/C insurers have capital to pay claims: Investments drive income
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Other Insurance Topics Do I need flood insurance for my home?

Standard homeowners and renters insurance does not cover flood damage. Find out if you need flood insurance and learn where to get it. It's important to note that, as a rule, homeowners, condo owners, and renters insurance does not cover damage from flooding. To protect your home, be sure to understand the risk of flooding and your insurance options.

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Disasters + Preparedness Hurricane season insurance guide
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Crime + Fraud How legal system abuse drives social inflation
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Disasters + Preparedness Insurance for wildfires
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Life Insurance Tips for finding a lost life insurance policy
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Insight + Analysis

About the Industry Careers in insurance

The Triple-I highlights the wide range of career opportunities in the insurance industry and underscores its essential role in risk management. Resources for job seekers and students include The Institutes’ InsureMyPath, the Black Insurance Industry Collective and the CPCU Society Career Center.

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Triple-I/Milliman: Economic and Underwriting Trends Point to an Improving P/C Industry Outlook
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About the Industry Triple-I Issues Briefs
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Insurance Industry Insurance Economics for Property Casualty
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I.I.I. Glossary

529 SAVINGS PLANS- State-administered plans designed to encourage households to save for college education. Named after a part of the Internal Revenue tax code, these saving plans allow earnings to accumulate free of federal income tax and sometimes to be withdrawn to pay for college costs taxfree. There are two types of plans: savings and prepaid tuition. Plan assets are managed either by the state’s treasurer or an outside investment company. Most offer a range of investment options.

INVESTMENT INCOME- Income generated by the investment of assets. Insurers have two sources of income, underwriting (premiums less claims and expenses) and investment income. The latter can offset underwriting operations, which are frequently unprofitable.

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Triple-I/Milliman: Economic and Underwriting Trends Point to an Improving P/C Industry Outlook

For Immediate Release Media Contacts: Triple-I: Loretta Worters, lorettaw@iii.org Milliman: Jeremy Engdahl-Johnson, jeremy.engdahl-johnson@milliman.com MALVERN, Pa., July 16, 2026 – Underwriting conditions remain favorable across much of the U.S. Read More

Triple-I’s Georgia Legal System Abuse Awareness Campaign Recognized with Bulldog Silver PR Award for Best Local/Hyperlocal Campaign

For Immediate Release MEDIA CONTACT: media@iii.org   MALVERN, Pa., July 15, 2026 – A comprehensive legal system abuse awareness campaign, conducted by the Insurance Information Institute (Triple-I) in Georgia in 2025, has been recognized with a Silver Award in the Best Local/Hyperlocal Campaign… Read More

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